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What is Swift Code?

A Swift Code or BIC is a Bank Identifier Code used to distinguish banks and their respective branches. Swift is a acronym used for (Society for Worldwide Interbank Financial Telecommunication) is also known as BIC (Business Identifier Code).These standard codes are used for international money transfer between world banks and their branches. Every Country has particular structure for Swift Code and every character in the swift code has some symbolic meaning.

SWIFT codes is a collection of 8 or 11 characters. Complete 11 digit swift code refer to specific branch of the world, whereas 8 digit codes (or those ending in 'XXX') refer to the head office of that particular bank. Swift codes consists of 4 main parts and format of swift code is explained below:

XXXX YY ZZ AAA

First 4 characters (XXXX) are for bank name - also known as bank code,(contains only letters)

Next 2 characters (YY) are for country prefix - ISO 3166-1 alpha-2 country code,(contain only letters)

Next 2 characters (ZZ) are for location code,(contains letters and digits)

Last 3 characters (AAA) are for branch code, optional - 'XXX' for primary office (contains letters and digits)

Where do we get the swift code?

You will find the swift code of your bank on your bank statements.

How does swift code work?

Swift code uniquely identifies bank branch and transfer the money in that branch.

Does every bank branch has same swift code?

No, every bank branch has a different swift code.

What happens when swift code is wrong?

Your payment will be deducted from your account, at the time of swift code matching it gets error, then the funds are reversely transferred back to the sending account.

United States Bank Swift Codes By City - New-york,ny

BANK NAME CITY  BRANCH  SWIFT CODE  
     

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    Disclaimer: Country Wise Codes is Collection for informational and Educational purposes only, we try to provide accurate information and accepts no liability with respect to its accuracy. Please reconfirm with your bank before transferring funds.